Claiming a Child on Taxes After Divorce in Indiana | Mattox Wilson

At Mattox Wilson, we regularly field questions from divorcing parents about claiming children on tax returns. These questions often arise late in the divorce process or, worse, after the divorce is final and tax season approaches. What seems like a simple matter of who gets a tax deduction actually involves federal tax law, state law, and the specific terms of divorce decrees working together in ways that can significantly impact finances.

Understanding how child tax claims work after divorce helps parents avoid conflicts with former spouses, issues with the IRS, and lost financial benefits. We have seen parents lose thousands of dollars in tax benefits because agreements were poorly drafted or because they did not understand the rules governing dependency exemptions.

Don’t let this happen to you. Call our office at 812-944-8005 to schedule a confidential consultation with an experienced custody attorney to learn more about your legal rights and options.

Who Has the Legal Right to Claim a Child on Taxes After Divorce?

Under federal tax law, the custodial parent generally has the right to claim the child as a dependent. The IRS defines the custodial parent as the parent with whom the child lived for the greater number of nights during the tax year.[1]

This rule applies regardless of which parent pays more child support or has a higher income. If a child spent 200 nights with one parent and 165 nights with the other parent, the first parent is the custodial parent for tax purposes, even if the other parent earns significantly more money.

However, the custodial parent can release the right to claim the child to the noncustodial parent. This release must follow specific IRS requirements, which we will discuss in detail below. Indiana divorce courts also have authority to allocate the dependency exemption as part of the divorce decree, but such allocations must still comply with federal tax requirements to be effective.

In our practice, we ensure that divorce agreements clearly specify who claims the child each year, how this might alternate between parents, and what conditions apply. Ambiguous language in divorce decrees can lead to disputes every tax season, and the IRS will not resolve disagreements between parents. Further, the IRS no longer accepts copies of a divorce decree to show who has the right to claim a child as a dependent.[2] They simply follow their rules, which may not align with what parents thought their divorce agreement said.

Individuals negotiating divorce settlements should contact Mattox Wilson to ensure tax dependency provisions are properly drafted to protect financial interests.

Who Can Claim A Child on Federal Tax Returns When Parents Have Equal or Nearly Equal Parenting Time?

When parents share custody relatively equally, determining who qualifies as the custodial parent requires careful counting of overnight stays. The IRS counts the number of nights the child slept at each parent’s home during the tax year.

If the child spent exactly the same number of nights with each parent (182 nights each in a non-leap year, for example), the IRS awards the dependency exemption to the parent with the higher adjusted gross income. This tiebreaker rule applies automatically if both parents attempt to claim the child.

However, we recommend that parents with shared custody arrangements address this issue directly in their divorce settlement or parenting plan rather than leaving it to the IRS tiebreaker rule. Options we typically negotiate include:

  • Alternating years where each parent claims the child in specified years. This works well when both parents benefit from the tax deduction and want to share the financial advantage.
  • Assigning the exemption based on which parent provides more financial support. Some parents agree that the parent who pays for health insurance, school expenses, or other major costs should claim the child.
  • Splitting the exemption when there are multiple children. With two children, each parent might claim one child. With three children, parents might alternate who claims the third child each year.

The key is creating a clear, specific agreement that leaves no room for confusion when the tax submission deadline approaches.

Can the Noncustodial Parent Ever Claim the Child on Taxes?

Yes, the noncustodial parent can claim the child, but only if the custodial parent properly releases the claim using IRS Form 8332 (Release/Revocation of Release of Claim to Exemption for Child by Custodial Parent).

This form allows the custodial parent to release the right to claim the child as a dependent for one year, multiple years, or all future years. The noncustodial parent must attach this signed form to their tax return to claim the dependency exemption and the child tax credit.

There are instances where custodial parents may refuse to sign Form 8332 despite court orders requiring them to do so. While divorce courts can hold someone in contempt for violating such orders, if one parent contests the exemption, the IRS will not allow the noncustodial parent to claim the child without the proper form. This creates a situation where a parent might have a court order in their favor but still cannot claim the tax benefit.

Before agreeing to any arrangement where one parent relies on a former spouse signing Form 8332, individuals should speak with us about enforcement mechanisms and alternative structures that protect interests. In cases where an exemption is not challenged, Form 8832 is typically not an issue. In the vast majority of cases, the form is never filed because the other party does not object to the parent claiming the child.

How Do Child Tax Credits Work When Parents Are Divorced?

The dependency exemption is just one of several tax benefits related to children. Understanding how each benefit works and which parent can claim each benefit is crucial to maximizing tax advantages.

The Child Tax Credit is a dollar-for-dollar reduction in tax liability, currently up to $2,000 per qualifying child. This credit can be claimed by the parent who claims the child as a dependent. If the custodial parent releases the dependency exemption to the noncustodial parent using Form 8332, the Child Tax Credit follows the dependency exemption to the noncustodial parent.

However, other tax benefits do not automatically transfer with the dependency exemption:

  • The Earned Income Tax Credit (EITC) always stays with the custodial parent. The noncustodial parent cannot claim this credit even if they claim the child as a dependent. The EITC can be substantial for lower-income parents, sometimes worth several thousand dollars. We ensure our clients understand they retain this benefit regardless of who claims the dependency exemption.
  • The Child and Dependent Care Credit for daycare and similar expenses also stays with the custodial parent. Only the parent who actually paid for the care and with whom the child lived for more than half the year can claim this credit.
  • Head of Household filing status remains available only to the custodial parent. This filing status typically results in lower tax rates and a higher standard deduction compared to filing as single. The custodial parent can use Head of Household status even if they release the dependency exemption to the noncustodial parent.

In our experience, many parents and even some attorneys overlook these distinctions. A custodial parent might release the dependency exemption thinking they are giving up all tax benefits, when in fact they retain valuable credits and filing status advantages. Similarly, noncustodial parents sometimes believe claiming the dependency exemption gives them all child-related tax benefits, only to discover the EITC and other credits remain with the other parent.

What Should a Divorce Decree Say About Claiming Children on Taxes?

A well-drafted divorce decree includes specific, enforceable provisions about tax dependency claims that minimize future disputes and maximize benefits for families, including:

  • Clear identification of which parent claims each child. If parents have multiple children, we specify which parent claims which child. We avoid vague language like “the parties shall agree” or “as the parties determine,” which inevitably leads to conflicts.
  • A schedule for alternating years if applicable. We specify exact tax years (for example, “Mother shall claim the child for tax years 2025, 2027, 2029, and all odd-numbered years thereafter”). We also address what happens if the divorce is not yet final when tax season arrives.
  • Provisions for changed circumstances. We address what happens if parenting time substantially changes, if one parent’s income significantly increases or decreases, or if other circumstances make the original allocation unfair.
  • Coordination with child support calculations. Indiana child support guidelines include provisions for tax considerations. We ensure the dependency exemption allocation aligns with the child support order to avoid inconsistencies.

Parents should not leave tax dependency claims to chance or last-minute negotiations. Contact Mattox Wilson to ensure divorce decrees include comprehensive, enforceable tax provisions.

Can Parents Modify Who Claims the Child After the Divorce Is Final?

Yes, parents can agree to modify who claims the child on taxes after the divorce is final, but such modifications should be formalized properly to avoid disputes.

If both parents agree to change the arrangement, several options exist:

  • Parents can file a petition to modify the divorce decree to reflect the new agreement. This creates a clear court record and makes the new arrangement enforceable through contempt proceedings if someone later refuses to honor it.
  • The custodial parent can sign Form 8332 for specific years even if the divorce decree awards them the dependency exemption. However, this creates potential confusion and conflicts if circumstances later change.
  • Parents can enter into a written agreement modifying the tax provisions without court involvement. While this is simpler and less expensive, it may be harder to enforce if disputes arise.

In our practice, we generally recommend formalizing any significant changes through a modification of the decree, especially if the change will be permanent or long-term. The modest cost of filing a modification petition is worthwhile compared to the potential disputes and lost tax benefits that can result from informal arrangements.

If parents cannot agree on a modification, the parent seeking the change must file a petition showing that circumstances have substantially changed since the original decree. Examples of substantial changes might include:

  • A significant shift in custody arrangements where the noncustodial parent now has the child for more time. If a parent was originally the noncustodial parent but now has equal or majority parenting time, they may be able to claim the child under the IRS custodial parent rule regardless of what the decree says.
  • Major income changes affecting who benefits most from the tax deduction. If the parent currently claiming the child has income so low they receive no benefit from the deduction, while the other parent’s income has substantially increased, modification might be appropriate.
  • Changes in who pays for major expenses like health insurance, education, or extracurricular activities. If financial responsibilities have shifted significantly, the tax benefit allocation might need to shift correspondingly.

Courts have discretion in deciding whether to modify tax dependency provisions and will consider what serves the children’s best interests, not just what benefits one parent financially.

What Happens If Both Parents Try to Claim the Same Child?

If both parents claim the same child on their tax returns in the same year, the IRS will apply its tiebreaker rules to determine who has the legal right to claim the child.

The IRS will typically send letters to both parents indicating that there is a problem with the return. The IRS will then determine who should have claimed the child based on its rules (custodial parent, unless Form 8332 was properly executed). The parent who incorrectly claimed the child will have their return adjusted, may owe additional taxes, and could face penalties and interest.

If a former spouse wrongfully claims a child on their taxes:

  • The custodial parent should file their return correctly claiming the child. They should not file electronically if they know or suspect the former spouse already claimed the child, as the electronic filing will be rejected. Instead, filing a paper return by mail allows the IRS to investigate and make a determination.
  • Parents should gather documentation proving custodial parent status (school records, medical records, anything showing the child’s primary residence).
  • If a noncustodial parent is entitled to claim the child, it is advisable to have a properly executed Form 8332 attached to their return.

Parents should not try to negotiate directly with the IRS. The IRS does not mediate disputes between parents. They simply apply their rules and adjust returns accordingly.

How Does Remarriage Affect Tax Claims for Children From a Previous Marriage?

Remarriage adds complexity to tax dependency claims because a new spouse’s income may affect tax situations, but the rules for claiming children from a previous relationship remain the same.

If a custodial parent remarries, they can still claim their child from the previous relationship. A new spouse’s income does not affect status as the custodial parent. If the custodial parent files jointly with the new spouse, the tax benefits from claiming the child will benefit that household (including the new spouse).

If a noncustodial parent entitled to claim the child remarries, they can still claim the child if they have a proper Form 8332. A new spouse’s income combined with the noncustodial parent’s income may make the dependency exemption and Child Tax Credit more valuable.

What Tax Issues Should Parents Consider During Divorce Negotiations?

Tax considerations should be front and center during divorce settlement negotiations, not an afterthought. The difference between a well-planned tax strategy and a poorly considered one can mean thousands of dollars per year.

When we represent clients in divorce negotiations at Mattox Wilson, we address:

  • The value of the dependency exemption and credits to each parent. We analyze each parent’s income, filing status, and tax bracket to determine who benefits most from claiming the child. Sometimes the parent who benefits most is willing to make concessions on other issues in exchange for the tax benefit.
  • Whether splitting benefits between parents makes sense. In some cases, one parent might claim the dependency exemption and Child Tax Credit while the other parent retains Head of Household status and the Earned Income Tax Credit. This requires careful analysis but can maximize total benefits.
  • How child support should be calculated in light of tax allocations. Indiana child support guidelines include a worksheet for tax considerations. If the noncustodial parent will claim the child, this affects the support calculation. We ensure the support order and tax allocation work together appropriately.
  • Planning for multiple children. When parents have two or more children, we analyze whether each parent should claim one child, whether one parent should claim all children, or whether an alternating schedule makes sense. The answer depends on each parent’s income and tax situation.
  • Future flexibility. We sometimes build in provisions allowing parents to revisit the tax allocation if circumstances substantially change, rather than requiring a formal modification petition. This gives parents flexibility while maintaining clear default rules.

Parents sometimes focus entirely on immediate concerns like custody schedules and property division, treating tax issues as minor details to resolve later. This approach costs money. Tax benefits are valuable financial assets that should be allocated thoughtfully during divorce negotiations.

Individuals going through divorce should meet with Mattox Wilson early in the process to ensure tax considerations are properly addressed in settlement negotiations. Call us today to schedule a consultation.

How Can Parents Enforce Tax Provisions in Divorce Decrees?

When a former spouse refuses to comply with tax provisions in a divorce decree, several enforcement options exist through family court, including:

  • We can file a petition for contempt asking the court to find the former spouse in contempt for violating the decree. Penalties for contempt can include:
    • Attorney fees and costs incurred due to noncompliance. If a parent had to hire legal counsel to enforce the tax provision, the court can order the former spouse to pay legal fees.
    • Make-up provisions allowing the wronged parent to claim the child in future years. If a former spouse wrongfully claimed the child in 2024, the court might award the other parent the right to claim the child in 2025 and 2026.
    • Other sanctions including fines or even jail time in extreme cases of willful violation.

It is important to understand that family court enforcement remedies do not change what happens with the IRS. If a former spouse wrongfully claimed the child and the IRS has already processed their return, the IRS will not reverse that based on a family court order. However, family court enforcement can provide financial compensation and deter future violations.

What Records Should Parents Keep Regarding Tax Claims for Children?

Proper documentation protects the right to claim children and provides evidence if disputes arise. We advise clients to maintain:

  • Copies of all relevant portions of the divorce decree or parenting plan. Parents should keep the sections addressing tax dependency claims readily accessible. They should not need to search for this information when preparing taxes.
  • All executed Forms 8332. If a parent is the noncustodial parent, they should keep every Form 8332 the custodial parent signs. If a parent is the custodial parent, they should keep copies of any forms they have signed. These forms are required attachments to tax returns and prove the allocation was proper.
  • Documentation of where children live. School records, medical records, and other documents showing a child’s primary residence help establish status as custodial parent if questioned by the IRS.
  • Records of financial support. Documentation of child support payments, health insurance costs, educational expenses, and other financial contributions can be relevant if circumstances change and parents seek modification of the tax allocation.
  • Communication with former spouses about tax claims. Saving emails, text messages, and letters discussing who will claim the children each year is important. These communications can prove what was agreed and whether someone violated the agreement.
  • Copies of filed tax returns. Parents should keep returns showing which years they claimed the children. This history can be important in modification proceedings or if disputes arise about what the pattern has been.
  • IRS correspondence. If the IRS has questioned or adjusted returns related to claiming children, parents should keep all letters and documentation. This shows they acted appropriately and complied with IRS directives.

Organized records make tax filing easier, support positions if disputes arise, and demonstrate to courts that parents have been responsible and compliant with decrees.

Understanding Rights and Protecting Interests In Custody Tax Matters

Tax dependency claims represent significant financial value that should be carefully addressed in every divorce involving children. At Mattox Wilson, we have seen parents lose thousands of dollars in tax benefits due to poorly drafted agreements, lack of understanding about IRS rules, or failure to enforce existing provisions.

The interaction between federal tax law, Indiana family law, and the specific terms of divorce decrees creates a complex framework that requires careful navigation. What seems simple (“the custodial parent claims the child”) often involves nuances that affect multiple tax benefits differently.

If parents are currently negotiating divorce, enforcing existing tax provisions, or considering modification of decrees, our dedicated custody attorneys can help them understand options and protect financial interests.

Contact Mattox Wilson today at 812-944-8005 to discuss tax dependency claims in divorce cases. We provide clear guidance on complex tax issues and ensure divorce agreements protect rights and maximize available benefits for families.


[1] Claiming a child as a dependent when parents are divorced, separated or live apart, IRS (last visited Feb. 10, 2026), Claiming a child as a dependent when parents are divorced, separated or live apart | Internal Revenue Service.

[2] Divorce and separated parents, IRS (last visited Feb. 10, 2026), Divorced and separated parents | Internal Revenue Service.

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